Lower fees, faster delivery, and the only service that sends directly to MonCash and NatCash wallets. See for yourself.
Pick an amount and see exactly what each service delivers in HTG.
Competitor rates estimated August 2026. Figures approximate — actual rates may vary. HTG rate: 130 HTG/USD.
Every detail that matters when sending money to Haiti.
| 🇭🇹Tchotcho Pay | 🟡Western Union | 🔴MoneyGram | 🟠Remitly | 🟢WorldRemit | |
|---|---|---|---|---|---|
| 💰 Fees | |||||
| Transfer fee (debit card) | 2% | ~5% | ~4–5% | ~2–4% | ~2–3% |
| Bank transfer (ACH) fee | Free | ~$5–$10 | ~$5–$10 | ~1.99% | ~1–2% |
| Exchange rate spread | ~0.5% | ~3–5% | ~3–4% | ~2–3% | ~2–3% |
| Hidden fees | None | Yes | Yes | Sometimes | Sometimes |
| ⚡ Speed | |||||
| Mobile wallet delivery | ~2 min | Not available | Not available | 1–3 hrs | Minutes |
| Bank deposit speed | Same day | 1–5 days | 1–5 days | 2–4 days | 1–3 days |
| Available 24/7 | ✓ | ✓ | ✓ | ✓ | ✓ |
| 🇭🇹 Haiti-Specific Features | |||||
| Send to MonCash wallet | ✓ | ✗ | ✗ | ✗ | ✓ |
| Send to NatCash wallet | ✓ | ✗ | ✗ | ✗ | ✗ |
| Digicel & Natcom top-up | ✓ | ✗ | ✗ | ✗ | Digicel only |
| Haiti bill pay (EDH, CAMEP) | ✓ | ✗ | ✗ | ✗ | ✗ |
| Haiti marketplace (buy goods) | ✓ | ✗ | ✗ | ✗ | ✗ |
| Cash pickup in Haiti | Coming soon | ✓ | ✓ | ✗ | Limited |
| 👤 Account Features | |||||
| USDC digital dollar wallet | ✓ | ✗ | ✗ | ✗ | ✗ |
| Send by phone / QR code | ✓ | ✗ | ✗ | ✗ | ✗ |
| Referral program | ✓ | ✗ | ✗ | ✓ | ✓ |
| Creole language support | ✓ | ✗ | ✗ | ✗ | ✗ |
| Built specifically for Haiti | ✓ | ✗ | ✗ | ✗ | ✗ |
Fees estimated August 2026. Competitor information sourced from public rate quotes. ✓ = available, ✗ = not available.
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