Haiti's Best Remittance Option

We beat every competitor
sending money to Haiti

Lower fees, faster delivery, and the only service that sends directly to MonCash and NatCash wallets. See for yourself.

Lower fees than Remitly
Faster than Western Union
MonCash & NatCash direct
No hidden exchange spread

How much does your family actually receive?

Pick an amount and see exactly what each service delivers in HTG.

$

Competitor rates estimated August 2026. Figures approximate — actual rates may vary. HTG rate: 130 HTG/USD.

Send $100 via TchotchoPay and your family gets — HTG more than with Western Union
That's like sending an extra $0 for free.
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Feature by feature

Every detail that matters when sending money to Haiti.

TchotchoPay Western Union MoneyGram Remitly WorldRemit
💰 Fees
Transfer fee (debit card) 2% ~5% ~4–5% ~2–4% ~2–3%
Bank transfer (ACH) fee Free ~$5–$10 ~$5–$10 ~1.99% ~1–2%
Exchange rate spread ~0.5% ~3–5% ~3–4% ~2–3% ~2–3%
Hidden fees None Yes Yes Sometimes Sometimes
⚡ Speed
Mobile wallet delivery ~2 min Not available Not available 1–3 hrs Minutes
Bank deposit speed Same day 1–5 days 1–5 days 2–4 days 1–3 days
Available 24/7 ✓ ✓ ✓ ✓ ✓
🇭🇹 Haiti-Specific Features
Send to MonCash wallet ✓ ✗ ✗ ✗ ✓
Send to NatCash wallet ✓ ✗ ✗ ✗ ✗
Digicel & Natcom top-up ✓ ✗ ✗ ✗ Digicel only
Haiti bill pay (EDH, CAMEP) ✓ ✗ ✗ ✗ ✗
Haiti marketplace (buy goods) ✓ ✗ ✗ ✗ ✗
Cash pickup in Haiti Coming soon ✓ ✓ ✗ Limited
👤 Account Features
USDC digital dollar wallet ✓ ✗ ✗ ✗ ✗
Send by phone / QR code ✓ ✗ ✗ ✗ ✗
Referral program ✓ ✗ ✗ ✓ ✓
Creole language support ✓ ✗ ✗ ✗ ✗
Built specifically for Haiti ✓ ✗ ✗ ✗ ✗

Fees estimated August 2026. Competitor information sourced from public rate quotes. ✓ = available, ✗ = not available.

Why diaspora families choose us

📱
Direct to MonCash & NatCash
Money lands in your family's mobile wallet in minutes — no bank account needed, no agent trip, no waiting. The only service that supports both MonCash and NatCash.
Unique to TchotchoPay
💸
Pay bills from the US
Pay EDH electricity, CAMEP water, school fees, and phone top-ups directly. Your family doesn't have to leave the house — you handle it from anywhere.
Unique to TchotchoPay
🏦
Hold dollars, not gourdes
Recipients can keep their money as USDC — a digital US dollar — instead of converting to HTG. Protects savings from gourde inflation.
Unique to TchotchoPay
🗣️
Kreyòl ayisyen supported
Our entire website and app speaks Haitian Creole, French, Spanish, and English. No more translating confusing finance terms for your family.
4 languages
🔒
Transparent, no surprises
We show you the exact fee and HTG amount before you confirm. No rate bait-and-switch. No fine-print exchange spread eating your transfer.
What you see = what they get
🛒
Haiti marketplace (coming)
Buy food, medicine, school supplies, and local products for your family — directly from the US. A full Haitian marketplace inside your TchotchoPay account.
Coming soon
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Ready to send more, pay less?

Create your free account in under 3 minutes. No monthly fees. Send your first transfer today.