App How It Works Marketplace Fees Why Us For Business Join Waitlist
Now in Beta — Powered by Base Blockchain
Tchotcho Pay

Send Money to Haiti.
Faster. Cheaper. Smarter.

Tchotcho Pay combines USDC on Base blockchain with a Haitian marketplace, digital savings account, and peer-to-peer payments — all in one app.

<1%
Blockchain Fee
~Instant
Settlement
24/7
Available
$0
P2P Transfers

More than a remittance company

Tchotcho Pay is a complete financial platform built for the Haitian diaspora and local communities.

💸

Money Transfer

Send from anywhere — U.S., Canada, France — to Haiti in seconds via ACH, debit/credit card, or wire transfer.

🪙

USDC Wallet

Hold digital dollars that never lose value to inflation. Your USDC is always 1:1 with USD.

⛓️

Base Blockchain

Built on Coinbase's Base network — near-zero fees, near-instant finality, and fully transparent transactions.

🛒

Haitian Marketplace

Buy food, electricity, phone top-ups, school fees, and more from local merchants — no cash needed.

🤝

Peer-to-Peer Payments

Send to friends and family by username, phone number, or QR code. Internal transfers are free.

🏦

Digital Dollar Savings

Keep savings in USDC instead of gourdes. Protect against HTG inflation while staying accessible.

9:41📶 🔋
Good morning,
Marie J.
🔔
Tchotcho Wallet
$250.00
250.00 USDC · Base Network
@marie.haiti+$100 today
📤
Send
📥
Receive
🛒
Shop
💵
Cash Out
Recent
👤
John Francois
2 min ago
+$100
Electricité d'Haïti
Yesterday
-$18
📱
Digicel Top-up
2 days ago
-$5
🏠Home
📤Send
🛒Shop
👤Profile
9:41📶 🔋
Marketplace
Pay with USDC — no cash needed
🔍 Search merchants...
Categories
🍽️Food
Electric
📱Phone
🎓School
🚌Transport
🏪Stores
Featured
Electricité d'Haïti
Pay
📱
Digicel Recharge
$2+
🍽️
Mache Salomon
Browse
🏠Home
📤Send
🛒Shop
👤Profile
9:41📶 🔋
📱 Mobile Top-Up
Select Carrier
D!
Digicel
NT
Natcom
Phone Number
🇭🇹 +509
36 47 8821
Choose Amount
$5
652 HTG
$10
1,305 HTG
$20
2,610 HTG
$25
3,262 HTG
$35
4,567 HTG
$50
6,525 HTG
Total · Fee: Free
$10.00 USDC
⚡ Instant
Send Top-Up →
🏠Home
📤Send
🛒Shop
👤Profile

Your whole wallet in your pocket

The Tchotcho Pay app puts sending, saving, and spending in one place — with an interface designed for everyone, including first-time smartphone users.

  • Send money in 3 taps — no bank account required
  • Receive via QR code or username
  • Full transaction history at a glance
  • Available in English, Haitian Creole & Spanish
  • Biometric login — fingerprint or face ID

How Tchotcho Pay Works

From loading funds to spending in Haiti — the full journey in 6 steps.

1

Load Money

Users in the U.S., Canada, France, or anywhere can fund their Tchotcho Pay account with multiple methods.

ACH Bank TransferDebit CardCredit CardWire Transfer
2

Convert to USDC on Base

Your USD is automatically converted to USDC on Base blockchain — near-instant settlement, ultra-low fees, available 24/7. No bank hours, no delays.

Instant SettlementLow FeesDigital Dollars
3

Credit Your Tchotcho Wallet

Every user gets a personal wallet with USDC balance, transaction history, and a QR code for quick payments.

John sends $100
Marie receives 100 USDC
Marie decides what to do
4

Shop the Haitian Marketplace

Spend USDC directly with local merchants — food, electricity, phone top-ups, school fees, transportation. Like MonCash meets Cash App, built for Haiti.

🍽️ Food⚡ Electricity📱 Phone Top-ups🎓 School Fees🚌 Transport
5

Send to Friends & Family

Transfer money instantly inside Tchotcho Pay — always free. Three easy ways to send.

@Username📞 Phone Number📷 QR Code
6

Cash Out or Save

Recipients in Haiti can withdraw to a local bank, use an agent network, convert to Haitian gourdes — or keep their USDC as a stable savings account, safe from HTG inflation.

Local BankCash AgentConvert to HTGKeep as USDC

A marketplace that works without cash

Buy everyday essentials directly from your USDC wallet — no conversion, no fees, no friction.

🍽️ Food
Electricity
📱 Phone Top-ups
🎓 School Fees
🚌 Transportation
🏪 Local Merchants
Tchotcho Wallet
USDC 250.00
@marie.haitiBase Network
📤 Send
📥 Receive
🛒 Shop
💵 Cash Out

Simple, fair fees

No hidden charges. Most transfers inside Tchotcho Pay are completely free.

💳

Card Deposit

2–3%

Debit or credit card funding. ACH bank transfers are lower cost.

🤝

P2P Transfers

$0

Send to any Tchotcho Pay user — completely free, always.

🏪

Merchant Fee

1–2%

Merchants pay a small fee — buyers pay nothing extra.

💱

FX Spread

Small

Competitive spread when converting USD ↔ HTG.

Premium Account

Coming

Higher limits, faster withdrawals, and business tools for merchants.

Why Tchotcho Pay wins

FeatureOthersTchotcho
Transfer Fees4–9%≤3%
Settlement Speed1–3 daysInstant
USDC Savings
P2P Free Transfers
Built-in Marketplace
Available 24/7
🛡️

USDC = Stable Savings

Unlike gourdes, USDC holds its value. Recipients can save in digital dollars and withdraw anytime.

⛓️

Base Blockchain = Lowest Fees

Traditional remittance companies pay SWIFT or card networks. We settle on Base for a fraction of the cost.

🌍

Built for Haitian Communities

Every feature — marketplace, agent cashouts, HTG conversion — is designed around how Haiti actually works.

📱

One App for Everything

No more juggling Western Union, MonCash, and a bank app. Send, save, spend, and cash out from one place.

Grow your business with Tchotcho Pay

Whether you sell goods in the market or provide cash services to your community, we have a portal built for you.

🏪 Merchants
🛒

Accept USDC payments at your store

Turn your business into a digital payment hub. Accept payments via QR code, list your products on the Tchotcho marketplace, and get paid in seconds — not days.

QR code payments — customer scans, you get paid instantly
List products on the Haitian marketplace
Sales dashboard, analytics & payout management
Only 1–2% merchant fee — buyers pay nothing extra
Withdraw to bank, MonCash, or keep as USDC

$0
Setup fee
1–2%
Transaction fee
<2 hrs
Payout speed
💼 Cash Agents
🏦

Earn commission helping people cash out

Become a Tchotcho Pay cash agent in your neighborhood. Help customers convert their USDC to HTG and earn 1% on every withdrawal you process — with zero risk to your own funds.

Receive float in USDC, dispense HTG cash to customers
Earn 1% commission on every transaction you process
Dashboard to manage your float balance & queue
Customer identity verified by Tchotcho Pay — your risk is zero
Request float top-ups anytime — credited within 30 min

1%
Per transaction
30 min
Float top-up
24/7
Active hours
🇭🇹 For People in Haiti

Resevwa lajan ou — receive your money

In Haiti and expecting a transfer? Get a free Tchotcho Pay wallet to receive USDC instantly, pay EDH bills, top up your phone, shop at merchants, and cash out in HTG at 300+ agents nationwide.

Learn How to Receive Find a Cash-Out Agent
🇭🇹
300+
Cash-out agents in Haiti
~2 min
Money arrives instantly
4.5% APY
Save in digital dollars

Be the first to use Tchotcho Pay

Join thousands of Haitian diaspora members waiting for a smarter way to send money home.

2,847 people already joined

No spam. We'll only contact you when we launch. 🇭🇹