📱 Top-Up Haiti Phones 💸 Send to MonCash / NatCash 📊 Compare vs Competitors 🏪 Merchant POS App How It Works Marketplace Fees Why Us For Business Join Waitlist

Money for the
Caribbean.

Simple. Fast. Yours.

Send money. Receive digital dollars. Pay with your phone.
Top up mobile phones. Cash out when you need to.

🇭🇹Haiti
🇩🇴Dominican Rep.
🇯🇲Jamaica
🇨🇺Cuba
🇹🇹Trinidad & Tobago
🇬🇾Guyana
More
coming ✦
Stronger
Caribbean
Together
TchotchoPay 🔔
Tchotcho Wallet
Available Balance
Send
Receive
Pay QR
📱Top Up
💵Cash Out
•••More
Recent Transactions
JM
Received from Jean
Today, 10:34 AM
+$200
🛒
QR – Supermarket
Today, 12:12 PM
-$35
📱
Digicel Top-Up
Yesterday
-$10
Send Money
To
🇭🇹Haiti
Amount
$100.00USD
Recipient gets
~9,850 HTG
Continue →
<1%
Transfer Fee
~Instant
Settlement
24/7
Available
$0
P2P Transfers
📱 Top-up & money transfer available in
🇭🇹Haiti
🇩🇴Dominican
Republic
🇨🇺Cuba
🇯🇲Jamaica
🇹🇹Trinidad
& Tobago
🇬🇾Guyana
🌍More coming
soon ✦

Our Trusted Partners

Send money in 3 simple steps

1
Load your wallet

Add funds instantly with a debit card, bank transfer, or ACH. Your money converts to USDC on Arc — Circle's own blockchain with sub-cent fees, always available.

💳 Debit / Credit 🏦 Bank Transfer ⚡ ACH
2
Send to Haiti

Enter the amount, choose MonCash, NatCash, or direct wallet. We show the exact HTG rate before you confirm — no hidden fees.

📱 MonCash 📲 NatCash 🔷 Base USDC
3
Delivered instantly

Your recipient gets a notification and can withdraw to their local bank, keep USDC, or spend at any Tchotcho Pay merchant — 24/7.

✅ Instant 🏧 Cash Out 🛒 Spend in-app
Add Funds
Current Balance
$0.00 USDC
$200.00
💳
Debit Card
🏦
Bank
ACH
Fee$0.00
Send Money
MonCash NatCash USDC
🇭🇹+509 3712-3456
$150.00
Rate1 USDC = 132.50 HTG
They receive19,875 HTG
Fee$0.50
Transfer Sent
Money Sent!
Marie received
19,875 HTG
via MonCash · just now
Sent$150.00 USDC
Fee$0.50
Status✓ Completed

Your Complete Payment Solution

TchotchoPay is a full-service payment platform — send money, pay bills, shop local, and save, all from one app.

💸

Money Transfer

Send from the U.S., Canada, or France to Haiti in seconds — via bank transfer, debit or credit card. Fast, safe, and always low fees.

👛

Digital Wallet

Your TchotchoPay wallet holds digital dollars — stable, secure, and always accessible. No bank account required.

📱

Phone Top-Ups & Bill Pay

Top up Digicel or Natcom instantly. Pay electricity, school fees, and more — directly from your wallet, no cash needed.

🛒

Haitian Marketplace

Shop local merchants in Haiti — food, goods, services — and pay digitally. A full ecosystem built for Haitian communities.

💳

Visa Debit Card

Spend your wallet balance anywhere Visa is accepted. Virtual card available now — physical card coming soon.

🏦

Digital Savings Account

Save in stable digital dollars instead of gourdes. Protect your money from inflation and access it anytime.

Your wallet works everywhere in Haiti

Pay for everyday essentials directly from your TchotchoPay wallet — no cash, no bank visit, no friction.

🍽️ Food
Electricity
📱 Phone Top-ups
🎓 School Fees
🚌 Transportation
🏪 Local Merchants
TchotchoPay Wallet
$ 250.00
@marie.haiti✓ Verified Account
📤 Send
📥 Receive
🛒 Shop
💵 Cash Out
Virtual
TCHOTCHO PAY
lajan an nan men nou
)))
4000 1234 5678 9010
VALID
THRU
06/28
YOUR NAME
VISA
DEBIT
Authorized Signature
PAY TCHOTCHO PAY TCHOTCHO PAY TCHOTCHO PAY TCHOTCHO PAY TCHOTCHO 123
💳
Send Money
Transfè lajan an Ayiti rapid ak an sekirite.
🌐
Hold USDC
Sove epi jere USDC ou sou rezo Base.
💰
Spend Anywhere
Itilize kat sa a sou tout sit ak magazen ki aksepte Visa.
Scan pou sipò
tchotchopay.com
This card is issued by our banking partner pursuant to a license from Visa U.S.A. Inc.
Click card to flip
Tchotcho Pay Card

Spend your USDC anywhere Visa is accepted

No cash, no conversion delays. Load money, get your virtual card instantly, and start spending online or in stores with Apple Pay or Google Pay.

Virtual Card
Available now — get it in 2 min
Physical Card
Coming soon — join waitlist
Instant activation — no credit check required
Works with Apple Pay & Google Pay
Freeze & unfreeze instantly from the app
Get Your Card See all fees

Why choose TchotchoPay

FeatureOthersTchotchoPay
Transfer Fees4–9%≤3%
Settlement Speed1–3 daysInstant
Digital Savings
Free P2P Transfers
Built-in Marketplace
Available 24/7
🛡️

Save in Digital Dollars

Protect your money from inflation. Recipients in Haiti can hold stable digital dollars and withdraw anytime — no bank account required.

💸

Industry-Low Transfer Fees

Western Union and MoneyGram charge 4–9%. TchotchoPay charges ≤3% — with free transfers between TchotchoPay users.

🌍

Built for Haitian Communities

Every feature — marketplace, agent cash-outs, HTG conversion — is designed around how Haiti actually works.

📱

One App for Everything

Send money, pay bills, top up phones, shop local merchants, and cash out — all from one simple app.

Grow your business with Tchotcho Pay

Whether you sell goods in the market or provide cash services to your community, we have a portal built for you.

🏪 Merchants
🛒

Accept digital payments at your store

Turn your business into a digital payment hub. Accept payments via QR code, list your products on the TchotchoPay marketplace, and get paid in seconds — not days.

QR code payments — customer scans, you get paid instantly
List products on the Haitian marketplace
Sales dashboard, analytics & payout management
Only 1–2% merchant fee — buyers pay nothing extra
Withdraw to bank, MonCash, or keep in your wallet

$0
Setup fee
1–2%
Transaction fee
<2 hrs
Payout speed
💼 Cash Agents
🏦

Earn commission helping people cash out

Become a Tchotcho Pay cash agent in your neighborhood. Help customers cash out to Haitian gourdes and earn 1% on every withdrawal you process — with zero risk to your own funds.

Receive digital float, dispense cash to customers
Earn 1% commission on every transaction you process
Dashboard to manage your float balance & queue
Customer identity verified by Tchotcho Pay — your risk is zero
Request float top-ups anytime — credited within 30 min

1%
Per transaction
30 min
Float top-up
24/7
Active hours
🇭🇹 For People in Haiti

Resevwa lajan ou — receive your money

In Haiti and expecting a transfer? Get a free Tchotcho Pay wallet to receive USDC instantly, pay EDH bills, top up your phone, shop at merchants, and cash out in HTG at 300+ agents nationwide.

Learn How to Receive Find a Cash-Out Agent
🇭🇹
300+
Cash-out agents in Haiti
~2 min
Money arrives instantly
4.5% APY
Save in digital dollars

Be the first to use Tchotcho Pay

Join thousands of Haitian diaspora members waiting for a smarter way to send money home.

2,847 people already joined

No spam. We'll only contact you when we launch. 🇭🇹