🇭🇹 For People in Haiti

Receive money from abroad
in minutes, not days

Your family sends money. You receive USDC — digital dollars that don't lose value. Pay bills, shop, cash out, or save. All from your phone.

"Fanmi ou voye lajan. Ou resevwa dola dijital. Peye fakti, achte, kache, oswa ekonomize — tout nan telefòn ou."

Live rate today: 1 USDC = 130.50 HTG
Create Free Wallet Find Agent Near You
No bank account needed
Cash out in HTG anytime
Pay EDH, CAMEP & school fees
Save in digital dollars (4.5% APY)
Works on any smartphone

Get your money in 4 easy steps

No complicated steps. No bank required. Just a smartphone and a free Tchotcho Pay account.

1
Download the app & create wallet
Free sign-up in under 3 minutes. No bank account needed — just a phone number and ID. You get a USDC wallet on Base blockchain.
2
Share your username or QR code
Tell your family abroad your Tchotcho Pay username or show your QR code. They send from the US, Canada, or France — it arrives in under 2 minutes.
3
Receive USDC — digital dollars
Funds arrive as USDC — 1 USDC always equals $1 USD. No exchange risk. You see your balance in your wallet instantly with HTG equivalent shown live.
4
Spend, save, or cash out
Pay EDH bills, top up phone, buy from merchants, send to family — or cash out HTG through a local agent in your city. Your choice, your control.
Tchotcho Pay
Bonjou, Marie 👋
Wallet Balance
$185.50 USDC
≈ 24,207 HTG
📤
Send
📥
Receive
💸
Cash Out
Bills
Recent
📥
From: Jean (USA)
Today · 2:14 PM
+$100
EDH Electricity
Yesterday
-$45
🎓
School Fees
Jun 18
-$80
📡
Natcom Internet
Jun 15
-$20

Your wallet does it all

One app for everything you need. Pay bills, buy groceries, send to family — no cash needed.

Pay EDH Electricity
Pay your Électricité d'Haïti bill directly from your USDC wallet. Instant confirmation — no queues, no agents needed.
Instant
🎓
School Fees
Pay school and university fees for your children. Works for all levels — primaire, secondaire, and university.
No ATM needed
💧
CAMEP Water Bill
Pay your CAMEP or EPPLS water bill without leaving home. No more standing in line.
No ATM needed
📱
Phone Top-Up
Top up Digicel or Natcom for yourself or anyone in Haiti. Works from anywhere in the world.
Instant
🛒
Shop at Local Merchants
Scan QR codes at participating stores and restaurants. Pay in USDC — merchants receive HTG.
Scan & Pay
💵
Cash Out in HTG
Convert USDC to Haitian Gourdes at any local agent. Get cash in hand in Port-au-Prince, Cap-Haïtien, Les Cayes, and 40+ cities.
40+ cities
4.5%
Annual Percentage Yield on USDC savings
$500 USDC after 1 year
$522.50 USDC
Haitian Gourde (HTG)–20% / year inflation
US Dollar cash (under mattress)0%
USDC in Tchotcho Pay savings+4.5% APY
Stop losing money to inflation

The Haitian Gourde loses 15–25% of its value every year. If you save in HTG, your money shrinks. If you save under your mattress in USD, you earn nothing.

With Tchotcho Pay, your balance is in USDC — always worth $1 USD — and earns 4.5% per year automatically. Just hold it in your Savings goal.

No minimum balance required
Withdraw any time — no lock-up period
1 USDC = $1 USD — always stable
Set savings goals: house, school, emergency fund

Cash out near you

300+ agents across Haiti. Show up with your app, get HTG cash in minutes. No ID needed beyond your Tchotcho Pay QR code.

Showing all agents

Become an agent in your community →

How much does your family really send?

When $100 is sent from the US — how many HTG do you actually receive?

Service Fee on $100 Exchange Rate HTG You Receive Speed

Haitians trust Tchotcho Pay

★★★★★
"Manman m voye $200 depi Miyami. Mwen resevwa yo nan mwens pase 2 minit. Mwen peye EDH ak lekòl pitit mwen menm jou."
M
Marie-Rose D.
Port-au-Prince, Ouest
★★★★★
"Anvan, mwen te peye 8% komisyon chak fwa. Kounye a ak Tchotcho Pay, frè a sèlman 1%. Mwen ekonomize plis lajan chak mwa."
J
Jean-Claude P.
Cap-Haïtien, Nord
★★★★★
"Mwen kenbe USDC mwen pandan 6 mwa. Li pa t pèdi valè tankou goud. Se kòm si mwen te gen lajan dola vrè nan men m."
N
Nadège B.
Les Cayes, Sud
Mobile App

Get Tchotcho Pay on your phone

Free to download. Works on Android and iPhone. No data plan required for basic features.

Get it on
Google Play
Download on the
App Store
Scan to downloadPoints your camera at this code