Unlock bonus rewards as you hit milestones.
FAQ
Common Questions
When do I receive my $5 reward?
Your $5 USDC reward is credited instantly to your wallet once your referred friend completes their first transfer of $10 or more. You'll receive a push notification when it lands.
Does my friend also get a bonus?
Yes! Your friend gets $5 USDC credited to their wallet when they sign up using your referral link or code. It's a win-win — both of you get rewarded.
Is there a limit to how many people I can refer?
No limit. Refer as many people as you want. The more you refer, the higher your tier and the more you earn per referral (up to $10 each at Ambassador level).
Can I withdraw my referral earnings?
Absolutely. Referral earnings are added to your regular USDC wallet balance. You can use them to send money, pay merchants, or cash out to HTG at any time — subject to standard cash-out fees.
What counts as a "qualified referral"?
A qualified referral requires your friend to: (1) sign up using your unique referral link or code, (2) complete KYC verification, and (3) send their first transfer of at least $10. Self-referrals, duplicate accounts, or fraudulent signups do not qualify.
What if someone I referred hasn't completed a transfer yet?
You can see pending referrals in your dashboard under "Invited — Awaiting First Transfer." You'll earn the reward as soon as they make their first $10+ transfer. Sending them a reminder is a great way to speed things up!